Our Features
Empowering Your Payments
Discover how MacraPay's cutting-edge features, launched in 2025, simplify and secure transactions for businesses and freelancers across Africa.
Mobile Money Integration
MacraPay's Mobile Money Integration seamlessly connects your business to Africa's most popular payment platforms, enabling you to accept payments from millions of mobile money users across the continent.
Key Benefits:
- Support for M-Pesa, Airtel Money, MTN Mobile Money, and more
- Instant payment processing with real-time notifications
- Automated reconciliation and settlement
- Multi-currency support for cross-border transactions
- USSD and STK push integration for feature phones
Technical Specifications:
Our mobile money API features RESTful endpoints with JSON responses, webhook support for instant notifications, and SDKs for all major programming languages. Integration takes less than 2 hours with our comprehensive documentation and developer support.
Real-Time Analytics Dashboard
Gain powerful insights into your business performance with MacraPay's comprehensive analytics dashboard that updates in real-time, giving you a complete view of your financial transactions and customer behavior.
Dashboard Features:
- Live transaction monitoring with filtering capabilities
- Revenue tracking across multiple currencies and payment methods
- Customer behavior analysis and purchase patterns
- Customizable reports with export functionality (PDF, CSV, Excel)
- Performance benchmarks against industry standards
Business Intelligence:
Our analytics engine processes millions of data points to provide actionable insights, predictive trends, and personalized recommendations to help you optimize your payment strategy and maximize revenue opportunities.
Scalable API Infrastructure
MacraPay's developer-friendly API is built for scale, reliability, and ease of integration. Whether you're a startup processing dozens of transactions or an enterprise handling millions, our API grows with your business.
API Features:
- RESTful architecture with predictable resource-oriented URLs
- Server-side libraries for Python, PHP, Node.js, Java, and Ruby
- Webhook support for real-time event notifications
- Rate limiting with customizable thresholds
- Comprehensive API documentation with interactive examples
Scalability & Performance:
Our infrastructure handles over 5,000 transactions per second with 99.9% uptime. We use load balancing, automatic failover, and global CDN distribution to ensure your integration remains fast and reliable as your business grows.
Advanced Fraud Detection System
Protect your business from fraudulent activities with MacraPay's AI-powered fraud detection system that analyzes transactions in real-time to identify and prevent suspicious activities before they impact your business.
Security Features:
- Machine learning algorithms trained on millions of transactions
- Real-time risk scoring for every transaction
- Customizable rules engine for business-specific policies
- Device fingerprinting and behavioral analysis
- Chargeback protection and dispute management
Compliance & Certification:
MacraPay is PCI DSS Level 1 certified, the highest level of payment security certification. We comply with GDPR, Kenya's Data Protection Act, and other regional regulations to ensure your customers' data is always protected.
More Powerful Features
Everything You Need to Succeed
Multi-Currency Support
Accept payments in over 50 currencies with automatic conversion at competitive exchange rates. Our system handles all currency complexities, so you can focus on your business.
Supported currencies include: KES, USD, EUR, GBP, NGN, GHS, ZAR, and all major African and international currencies.
White-Label Solutions
Customize the payment experience with your branding, colors, and logo. Our white-label solution allows you to offer payments under your own brand name.
Customization options: Complete branding control, custom checkout flows, personalized email templates, and dedicated support channels.
Recurring Billing
Automate subscription payments with our flexible recurring billing system. Support various billing cycles and manage customer subscriptions effortlessly.
Billing flexibility: Daily, weekly, monthly, quarterly, or annual billing cycles with free trial support and prorated charges.
PCI Compliance
Rest easy knowing your payment processing meets the highest security standards. We handle all PCI compliance requirements so you don't have to.
Security assurance: PCI DSS Level 1 certification, end-to-end encryption, regular security audits, and vulnerability assessments.
Instant Payouts
Send funds to bank accounts, mobile money wallets, or cards instantly. Our payout system ensures your recipients get their money in seconds, not days.
Payout options: Bank transfers, mobile money, prepaid cards, and cash pickup locations across multiple African countries.
24/7 Support
Our dedicated support team is available around the clock to help with integration, troubleshooting, and any questions you may have about our platform.
Support channels: Phone, email, live chat, and dedicated Slack channel for enterprise customers with guaranteed response times.
MacraPay